Every year, thousands of families in the United States pay more than necessary for their health insurance simply because they are not aware of the subsidies offered by the Obamacare (Affordable Care Act) program.

What many people don't know is that, depending on your income and family size, you might qualify for a health plan with a monthly premium of $0.

How does the Obamacare subsidy work?

The federal government offers a tax credit which reduces the monthly cost of your insurance. This credit is calculated based on:

Your estimated income for the year.

The number of people in your household.

Your place of residence.

If your income is within the approved range, the subsidy covers part or all of the premium, which means you could have coverage without paying anything each month.

Key Benefits of Applying with Professional Help

Free eligibility evaluation.

Immediate savings on your monthly payments.

Choosing the plan that's right for your family.

Support in Spanish and assistance throughout the process.

Important dates for Open Enrollment 2026

From November 1, 2025 to January 15, 2026, you can enroll, change, or renew your health plan.

After that date, you can only apply if you qualify for a special period (for example, change of employment or birth of a child).

Conclusion

Don't let the opportunity pass. A certified advisor from The Multiservices Family can help you verify your eligibility in minutes and at no cost.

Schedule your free consultation and secure your health coverage by 2026.